insure or not to insure

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Landon Alexander
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insure or not to insure

Post by Landon Alexander »

When the trainer says you should think about insuring a horse in the new gallop comments, do you?

I have a 3yo colt late bloomer who I just re-galloped and she said to consider insuring... His dam is a maiden blue hen mare & if you follow the female side, there's nothing to write home about. The colt in question is still a maiden, allowance galloper.
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Louise Bayou
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Re: insure or not to insure

Post by Louise Bayou »

Unfortunately I've gotten way to many of those comments for me to think they mean a whole lot. I was insuring some then I realized how many times the comment came up. But if you have the money and just want to spend it I don't see why not.
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Andrew Chillin
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Re: insure or not to insure

Post by Andrew Chillin »

I wouldn’t, in my barn, at this time, right now, as an allowance.
;p
Nicole Marie
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Re: insure or not to insure

Post by Nicole Marie »

If it was a filly I'd say do it since she can breed regardless of how she does on the track, with a colt, I wouldn't unless they galloped freak or at least stakes LB.
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Jo Ferris
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Re: insure or not to insure

Post by Jo Ferris »

Nope, especially an allowance level. Freaks I insure and some stakes. The insure comment seems to be any allowance and above, allowances just aren't worth it
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Hope Bentley
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Re: insure or not to insure

Post by Hope Bentley »

Not if he's still a maiden at 3yo. If he was a 2yo had quite fast times and a fancy pedigree maybe you would really consider it. If he was 2yo and went really well at 2yo …. Keep it in mind(for a different horse) But with this horse, you said his female family has nothing much there so probably not. Its going to be interesting seeing what the new allowance horses are like.. as well. There may be the odd one sometimes that needs to be insured especially if its a filly.

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Louise Bayou
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Re: insure or not to insure

Post by Louise Bayou »

And lets be honest, in mixers even a "fancy" pedigree means pretty much nothing. It's not like TBs where pedigree matters sadly.
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Landon Alexander
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Re: insure or not to insure

Post by Landon Alexander »

I have never really insured fillies until they are retired and then it warrants it.

The 3yo is stakes placed... but still a maiden :lol: I was partially curious if he'd have a big jump in a couple months when I gallop him again since he is still reading late bloomer... like if he'd turn into a talented 5 / 6yo horse.

It will be interesting to see how the 1yo & 2yo allowance types do / improve.
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